Final Expense Coverage
Final Expense Insurance Made Simple.
Help protect your family from the financial burden of funeral, burial, and other final expenses.
Explore your options with a licensed insurance professional — calm guidance, clear answers, no pressure.
No obligation to purchase. Coverage availability and terms vary by carrier and state.
Demetri Tims
Licensed Independent Insurance Agent
Serving clients across Arkansas, California, Delaware, Georgia, Louisiana, Michigan, Missouri, Nebraska, Ohio, Pennsylvania, South Carolina, Texas, and Virginia.
State-Regulated Coverage. Life and final expense insurance is regulated by state insurance departments — providing consumer protections, guaranteed pricing, and policy stability. Many clients choose to align their premium payment date with their Social Security deposit for a seamless, worry-free experience. Legacy Life Shield and Demetri Tims are not affiliated with or endorsed by the Social Security Administration or any government agency.
Is this right for you?
You May Be Thinking About Final Expenses If...
Why work with us
Why Work With Shield Life Insurance?
Personal Guidance
Work directly with a licensed insurance professional.
Multiple Options
Explore available options from multiple insurance carriers.
Plain-Language Answers
Understand your options without confusing insurance terminology.
Your Decision
Take the time you need to decide what makes sense for you.
How it works
Simple. Personal. Straightforward.
01
Tell Me About You
Share a few basic details about yourself and what you'd like to protect.
02
Review Your Options
We'll discuss available options and explain the important details in plain language.
03
Decide What's Right for You
If you decide coverage is right for you, we'll help you move forward. There is no obligation to purchase.
Get started
Let's See What Options May Be Available.
Answer a few quick questions and we'll reach out to discuss your options.
A personal approach
Protection Is Personal.
Insurance doesn't have to be complicated. My goal is to help you understand your options, answer your questions, and make a decision that makes sense for you and your family.
Demetri Tims
Licensed Independent Insurance Agent
Licensed in 13 States
Common questions
Frequently Asked Questions
Schedule a conversation
Prefer to Choose a Time Yourself?
Schedule a private conversation at a time that's convenient for you.
Give Your Family One Less Thing to Worry About.
You can't control everything tomorrow may bring. But you can take steps today to make things a little easier for the people you love.